A bad hailstorm can leave you wondering what happened up there. Have your roof checked for hidden damage so you can feel safe at home, no matter what the weather brings next.
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After a hailstorm, you may know your roof is damaged. But what do you do next? Who do you call? What will insurance pay for? And how do you know the damage was listed the right way? I’ve been roofing in the Black Hills since 1990. I know how the roofing side of insurance claims works, and I can walk you through it. I’ll help document the damage, explain what the paperwork means and answer your questions in plain English. A roof is a big expense. You should know what you’re paying for and feel good about your choice before any work starts.
“If I wouldn’t put it on my own house, I won’t put it on yours.”
— Shawn Downs, Founder & Owner
Get My Free Hail Damage InspectionWHAT BLACK HILLS HOMEOWNERS SAY
★★★★★
After the hail storm last summer I called three roofers. Shawn was the only one who actually got on my roof and showed me photos of damage I never would have seen from the ground. No upsell, no pressure, just the truth. Had the new roof done in two days.
— Jake R., Spearfish SD
★★★★★
I’ve used Downs Roofing twice, once for a repair and once for a full replacement on our commercial property in Sturgis. Both times they were honest, fast, and incredibly knowledgeable. I won’t use anyone else for roofing in the Black Hills.
— Sandra L., Sturgis SD
★★★★★
What stood out was how often they communicated. I never had to chase anyone down for an update. Shawn told us exactly what to expect, what it would cost, and when it would be done, and that’s exactly what happened. Rare to find that kind of follow through anymore.
— Randy & Carol B., Rapid City SD
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Call Downs Roofing or fill out the form. Pick a time that works for you, and your inspection is free.
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Your roof is checked for hail damage. You’ll get photos and a simple report showing what was found.
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You’ll get help understanding what to do next. Downs Roofing can document the damage and meet with your insurance adjuster if needed.
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Your new roof is installed, then the work is checked and your property is cleaned up.
You shouldn’t have to guess from the ground. We’ll inspect your roof for hail damage, show you what we find, and let you know if anything needs to be fixed. If there is damage, we can also help with the roofing side of your insurance claim.
No pressure. We’ll contact you within 1 business day.
Hail damage can be hard to see from the ground. You may notice missing shingles, dents in gutters, or pieces of shingles in your yard. But some damage may only show up during a roof check.
If a strong hailstorm hit your area, having the roof checked can help you know what happened. Ask for photos so you can see any damage yourself.
Not always. Some hail damage can be repaired without replacing the whole roof.
It depends on how much damage there is, where it is, and how old your roof is. A roof check should give you a clear answer.
Ask to see photos of the damage before agreeing to a full roof replacement. You should understand why the work is needed.
Yes. Hail and wind can damage shingles without causing a leak right away.
Small cracks, loose shingles, and missing shingle granules can get worse over time. Rain, snow, ice, and more storms can make the damage worse.
If your Black Hills home was hit by a strong storm, it can be smart to have the roof checked even if you do not see a leak.
A free roof inspection in the Black Hills can help catch damage early before it leads to leaks or expensive repairs inside your home.
Many home insurance plans cover sudden damage from hail or wind. But every policy is different.
Your coverage can depend on your policy, deductible, roof age, and what caused the damage. Your insurance company makes the final choice about what is covered.
Take photos and keep copies of your roof report, estimate, receipts, and claim papers. These records can make the insurance process easier to follow.
A local company has a reputation to protect and is more likely to be available if you have questions or need warranty support years later.
The cost depends on your roof and how much damage it has.
A small repair may cost much less than replacing the whole roof. Roof size, materials, damage, and other needed repairs can also change the price.
If insurance is involved, your deductible and coverage matter too.
Ask for the cost in writing so you know what is included before work begins.
You should know the schedule before work begins and receive updates if weather causes delays.
Black Hills roofs face hail, wind, snow, ice, and hot summer days.
When looking at roofing materials, ask about hail resistance, wind ratings, and warranties. Some shingles have a Class 4 impact rating, which is the highest rating under the UL 2218 impact test.
That does not mean they cannot be damaged by hail. It simply means they are made and tested to handle impact better than many other shingles.